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Affordable SA is for South Australians struggling with affordability issues. It makes it easy to access information, resources, support, and services to best meet your needs. Affordable SA is accessible through our web page, app and helpline. Our services are free, confidential and provided with dignity.
Are you looking for a healthy and nutritious low cost meal or meal kit?
For more information, see location details.
What Is NILS?
The No Interest Loan Scheme (NILS) provides safe, fair and affordable loans to people on low incomes.
Loan amounts are between $300 – $1,500 and attract no interest, fees or charges. Repayments are set up at an affordable amount over 12 – 18 months.
WHAT ARE THE LOANS FOR?
Loans are for essential goods and services only and cannot be used for cash, bond, rent arrears, debt consolidation, holidays or bills.
These may include
- Household items like fridges, washing machines, stoves, dryers, freezers and furniture
- Some medical and dental services
- Education essentials such as computers and text books
- Car and Household Repairs
- Some other item as requested
DO I QUALIFY FOR NILS?
To qualify you must:
- Be on a low income / hold a concession card
- Reside in your current premises for more than 3 months
- Show a willingness and capacity to repay loan
For more information about how to apply for a loan, contact NILS 13 64 57 or National Debt Helpline 1800 007 007
HomeStart is a State Government organisation that is focused on providing affordable home loans for South Australians.
Homestart has a number of different loans that can reduce your upfront costs and boost your borrowing power.
For further information about their loans and your eligibility contact Homestart or go to their website.
Their website also has a range of easy to use tools and calculators about how much you can borrow and what your repayments may be.
Community housing providers have housing for people who have experienced homelessness, the aged, people with disabilities, survivors of domestic violence and people on a low income.
Community housing is funded by the state government and administered, maintained and managed by not-for-profit, community-based organisations.
For more information visit the website for a listing of community housing providers and their contact details.
You may also wish to look at registering for public and community housing and information on how to do so is at the website listed here.
Supported Accommodation and Recovery Services (SAARS) works with people experiencing homelessness due to a range of issues such as substance misuse and mental health problems.
SAARS provides a range of services around early intervention, accommodation, practical support, outreach support, counselling services and referral.
If you are interested in enquiring about this service (no booking required) please attend the service at 62 Whitmore Square, Adelaide, Monday to Friday between 11 am and 1 pm
MoneySmart is an initiative of the Australian Securities & Investments Commission (ASIC). The website assists people with managing their money and finances by offering tips & tools to help you make the most of your money.
If you hold a Concession Card you may be eligible for an Australia Post Concession Account. This will entitle you to up to 50 stamps per year at a reduced price of 60c each
You can download an application form from the link provided or visit your local Australia Post for further information.
Assists South Australians on a fixed or low income who have a clinically verified medical condition which requires the frequent use of heating or cooling in the home to prevent the severe worsening of their condition. This concession covers both electricity and gas payments (including LPG bottled gas) for up to $226.67 per year and is in addition to the current energy concession.
For South Australians needing advice or assistance with managing the cost of living or budgeting. The Helpline provides information, advice and referrals to appropriate services such as financial counselling, case work, advocacy or community education.
The Helpline Service is available from Monday to Thursdays between the hours of 9.30am and 8pm and Fridays 9.30am and 4.30pm (except Public Holidays). To access information, support, or referrals, call the Helpline on the number provided.
A FREE bike hire scheme available to everyone. Bikes are available from locations in Adelaide CBD, Port Adelaide, Henley Beach and West Lakes (see map).
Bikes can only be used during daylight hours, overnight and multi-day hire options available at a small charge payable to Bike SA.
To hire you need to supply Bike SA with either a valid driver’s licence, a passport or Australian proof of age card. Your ID will be held as a deposit for the duration of the hire and will be given back to you when you return to the original hire location. Helmets and Bike Locks will be supplied free of charge if required.